Online Home Improvement Loans - How To Finance A Home Improvement Project? Posted by nick_niesen on October 29th Wholesale NHL Jerseys From China , 2010
Finding a qualified contractor for a home improvement project is painless. On the other hand, financing a home improvement project often poses a challenge. If you own a home, you will likely need to make necessary home repairs in the upcoming future. This could be replacing the siding, windows, roof Wholesale NHL Jerseys China , etc. Because the average homeowner does not have thousands of dollars in disposable cash, most will finance the project.
Home Equity Loans and Home Improvements
There are several ways to finance a home improvement project. One method involves taking out a second mortgage on your home. Commonly referred to as home equity loans, second mortgages allow homeowners to borrow money against their home聮s equity. Because of a booming housing market, some homeowners are able to borrow tens of thousands of dollars. The interest rate on home equity loans is reasonable, and the funds are repaid within a few years.
Low Interest Rate Retail Credit Cards
If a local home improvement retailer will be managing your home improvement project Wholesale NHL Jerseys , you may consider obtaining a store charge account. This way, you can purchase all the necessary materials and pay the balance over time. If your credit is good, you may qualify for a low interest rate or 0% financing for the first 12 months.
Although obtaining a store credit card is convenient and tempting, carefully weigh the pros and cons before applying. Can you realistically afford another monthly payment? Furthermore, if you get approved for a credit card Wholesale Jerseys Cheap , avoid spending too much money. If you have several home improvement projects that need completing, payoff the balance incurred from the first project prior to buying materials for the next project.
Finance Home Improvement Project with a Contractor
The majority of home improvement contractors offer financing. However, the rates are higher and you can usually find a better loan package on your own. On the other hand, if you are having a hard time securing outside financing, accepting a contractor聮s terms is the next best thing.
Before choosing a contractor Wholesale Jerseys Free Shipping , get estimates from at least four other contractors. You will save money by shopping around. Moreover, do not accept an offer until you review a copy of the final contract. If you have difficulty understanding certain terms or the language, opt to have the contract reviewed by an attorney before signing.
The copywriter: your friend in tough times Marketing Articles | June 28, 2009
Differentiation, not exposure Wholesale Jerseys From China , is what helps businesses to survive a recession. So stop chasing new channels and get a copywriter to optimise your proposition instead. The following article explains the benefits of using a professional copywriter.
Where should your marketing spend be going right now? Many businesses have decided they simply can?t afford it at all. Some have switched their spend to search marketing, seeing this as more cost-effective. Others see social media as the answer. But in my opinion, using a copywriter is the key.
It?s important to remember what marketing is really for. I feel the most useful definition is ?the generation of future cash flow?. And if you want people to consider buying from you in the future, they need to understand what you offer. Raw exposure isn?t enough: you need something to communicate ? which is where a copywriter comes in.
Even the newest, most exciting channel is empty without content. You may have signed up on Twitter Wholesale Jerseys China , Facebook, LinkedIn and every other social-media site there is, but what are you actually going to say once you?re there? Such sites are tools, not solutions: they?re a way to present your messages to the world. But you still need a message, and it needs to be strong if it?s going to cut through the ever-increasing amount of content out there.
However Wholesale Jerseys , there?s more to copywriting than content. A good copywriter does a lot more than just write. In fact, putting pen to paper (or finger to keyboard) may be the least important part of what a copywriter does. The really useful stuff is the talking and thinking around key points such as:
- What makes your company or your brand stand out from the competition? (Not USPs necessarily, just points of differentiation)
- What particular value do you offer?
- What situations are people usually in when they consider buying products like yours?
- What kind of language do people use to describe or discuss your products?
- What would you like people to think, feel or do when they encounter your marketing or content?
As you may already have realised, some of these points are doubly important when it comes to being found online. When it comes to SEO copywriting Cheap Hockey Jerseys , it?s absolutely critical to think about what words people use in search engines when they want to find products like yours. Build your site around the wrong keywords and you?ll end up with a deserted museum instead of a bustling market stall. Humility is important: they words you?ve traditionally preferred to describe your business (the ones you use in offline marketing, perhaps) may not cut it online because people just don?t associate them with your product. Again, a good, web-savvy copywriter can help you identify the words that link to customer priorities and then build great content around them, as well as helping you with the technical side of creating web pages that search engines (and humans) love.
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